National Insurance Company Limited (NIC) is one of the four insurance companies under public sector undertakings by the Government of India. It is one of the leading public sector insurance companies of India, carrying out non life insurance business. With a product range of over 200 insurance plans, NIC cater to the diverse insurance requirements of its policyholders with pioneering and tailor-made policies to suit your needs.

The National Insurance Company's home insurance plan called the Householder's policy is one such attempt by the company to cover loss or damage of building structure (of the householder) and its contents or valuable possessions arising out of calamities - natural or man-made. It is a single policy involving a number of risks.

• Fire and Allied Perils - such as riot, strike, lightning, explosion, natural calamities, etc.
• Burglary & Housebreaking including larceny and theft
• Loss/damage to jewellery & valuables caused by accident or misfortune
• Loss/damage to fixed plate glass in the insured premises by accidental breakage.
• Damage of domestic appliances due to mechanical/electrical breakdown
• Loss of Baggage and Personal accident.
• Public or third party liability

An important feature of the National Insurance Householder's Policy is that, the minimum premium for the Section covering Fire and Allied Perils is Rs 10 and for the rest it is Rs.5 per Section. Moreover, there is provision for group discount under two categories - when more than 4 and up to 6 sections are availed and when more than 6 sections are availed. Also there is a provision for 5% Service Tax to be charged on final premium.